Our view of retirement planning is to help clients become independent of their work at an age that will suit them.
Knowing how much money is enough has always been difficult. We use long term cash flow forecasting to identify the budget for future savings and help clients become comfortable with the balance between spending on current lifestyle and saving for the future.
The sophisticated software can take account of different scenario's such as downsizing in later life, spending capital to support income, "what if inflation increases significantly"
With our help you can open a window on the future now to ensure you make good decisions about your money today.
"As I was now in a position to retire, he [Peter] helped me regarding my retirement plans; my pensions, savings, previous investments. These were tailored to my current lifestyle financial requirements with the purpose of keeping my living standards comfortable in the present whilst maintaining the long term view.
Two years later my old employer asked me to do some Consultancy work. I was happy to be asked back to work, but the income added to my pensions meant HMRC were taxing me at extremely high rates. Peter suggested some tax planning and made sure I paid no higher rate tax. Peter helped me with some pension planning to ensure I paid no higher rate tax.
... So in closing I have no hesitation in recommending Peter to anybody."
John R Hawkins; Senior Consulting Engineer (retired)